:root {
  --accent: #1a5a7a;
  --accent-dark: #0f3f57;
  --bg: #f5f8fa;
  --bg-alt: #e8f0f5;
  --text: #1a1f25;
  --muted: #5a6b7a;
  --border: #c5d5e0;
  --font-display: "Space Grotesk", system-ui, sans-serif;
  --font-body: "Inter", system-ui, sans-serif;
  --space-4: 1rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-12: 3rem;
  --space-20: 5rem;
  --radius-sm: 0.375rem;
  --radius: 0.75rem;
  --radius-lg: 1.25rem;
  --radius-pill: 999px;
  --shadow-sm: 0 1px 3px rgba(26,31,37,.06);
  --shadow-md: 0 6px 24px rgba(26,31,37,.10);
  --shadow-lg: 0 18px 48px rgba(26,31,37,.14);
  --transition: .28s ease;
  --max-width: 1200px;
  --header-height: 4rem;
}

*,*::before,*::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { font-family: var(--font-body); color: var(--text); background: var(--bg); line-height: 1.65; font-size: clamp(.95rem,.9rem+.3vw,1.05rem); }
h1,h2,h3,h4 { font-family: var(--font-display); line-height: 1.15; color: var(--text); }
h1 { font-size: clamp(2rem,1.5rem+2.4vw,3.25rem); }
h2 { font-size: clamp(1.6rem,1.2rem+1.6vw,2.4rem); }
h3 { font-size: clamp(1.2rem,1rem+.8vw,1.6rem); }
a { color: inherit; text-decoration: none; transition: var(--transition); }
img { max-width: 100%; height: auto; display: block; }

.container { width: 92%; max-width: var(--max-width); margin-inline: auto; }
.disclosure-bar { background: rgba(26,31,37,.95); color: #fff; text-align: center; padding: .6rem var(--space-4); font-size: .85rem; border-bottom: 1px solid var(--border); }
.last-updated { font-size: .9rem; color: var(--muted); margin-bottom: var(--space-8); }

.section { padding: var(--space-20) 0; }
.section-alt { background: var(--bg-alt); }
.section-dark { background: var(--text); color: #fff; }
.section-dark h2, .section-dark h3, .section-dark h4 { color: #fff; }
.section-accent { background: var(--accent); color: #fff; }
.section-accent h2, .section-accent h3 { color: #fff; }

.section-title { margin-bottom: var(--space-6); }
.section-lead { font-size: 1.1rem; color: var(--muted); margin-bottom: var(--space-8); max-width: 800px; }
.section-eyebrow { display: block; font-size: .85rem; font-weight: 700; color: var(--accent); text-transform: uppercase; letter-spacing: 1px; margin-bottom: var(--space-4); }

.btn { display: inline-flex; align-items: center; gap: .5rem; padding: .8rem 1.5rem; border-radius: var(--radius-pill); font-weight: 600; cursor: pointer; border: 2px solid transparent; transition: var(--transition); font-family: var(--font-display); }
.btn-primary { background: var(--accent); color: #fff; }
.btn-primary:hover { background: var(--accent-dark); transform: translateY(-1px); }
.btn-outline { background: transparent; border-color: var(--accent); color: var(--accent); }
.btn-outline:hover { background: var(--accent); color: #fff; }
.btn-light { background: #fff; color: var(--accent); font-weight: 600; }
.btn-light:hover { background: #f0f0f0; }
.btn-sm { padding: .5rem 1rem; font-size: .9rem; }

.site-header { position: sticky; top: 0; z-index: 50; background: rgba(245,248,250,.95); backdrop-filter: blur(8px); border-bottom: 1px solid var(--border); }
.h-inner { display: flex; align-items: center; justify-content: space-between; height: var(--header-height); }
.logo { font-size: 1.1rem; font-weight: 700; font-family: var(--font-display); display: flex; align-items: center; gap: .4rem; }
.logo-icon { font-size: 1.3rem; }
.nav-toggle { display: none; flex-direction: column; gap: 5px; background: none; border: 0; cursor: pointer; padding: .4rem; }
.nav-toggle span { width: 24px; height: 2px; background: var(--text); transition: var(--transition); }
.main-nav { display: flex; gap: var(--space-6); }
.main-nav a { color: var(--text); font-weight: 500; }
.main-nav a:hover { color: var(--accent); }

.hero { padding: var(--space-20) 0; position: relative; overflow: hidden; }
.hero-overlay { position: relative; }
.hero-media { width: 100%; aspect-ratio: 21/9; border-radius: var(--radius-lg); overflow: hidden; background: linear-gradient(135deg, var(--accent), var(--bg-alt)); }
.hero-media img { width: 100%; height: 100%; object-fit: cover; }
.hero-content { position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%); text-align: center; max-width: 600px; color: #fff; text-shadow: 0 2px 12px rgba(0,0,0,.3); z-index: 10; }
.hero-eyebrow { color: rgba(255,255,255,.9); text-shadow: none; }
.hero-title { color: #fff; margin-bottom: var(--space-6); }
.hero-text { font-size: 1.1rem; margin-bottom: var(--space-8); color: rgba(255,255,255,.95); }
.hero-actions { display: flex; gap: var(--space-4); justify-content: center; flex-wrap: wrap; }
.hl { color: var(--accent); }

.pillars-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: var(--space-8); }
.pillar-card { padding: var(--space-6); border-radius: var(--radius-lg); background: #fff; border: 1px solid var(--border); transition: var(--transition); }
.pillar-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.pillar-card i { font-size: 2rem; color: var(--accent); margin-bottom: var(--space-4); }

.split-layout { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-12); align-items: center; }
.split-visual { width: 100%; }
.split-text h2 { margin-bottom: var(--space-4); }
.split-text p { margin-bottom: var(--space-4); color: var(--muted); }
.split-reverse { direction: rtl; }
.split-reverse > * { direction: ltr; }

.trust-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: var(--space-8); margin-top: var(--space-8); }
.trust-card { padding: var(--space-8); background: rgba(255,255,255,.1); border-radius: var(--radius-lg); border: 1px solid rgba(255,255,255,.2); }
.trust-card h3 { margin-bottom: var(--space-4); }
.trust-card p { font-size: .95rem; opacity: .9; }
.trust-icon { display: inline-block; font-size: 2rem; margin-bottom: var(--space-4); }

.disclaimer-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: var(--space-8); margin-top: var(--space-8); }
.disclaimer-item { padding: var(--space-6); background: #fff; border-left: 4px solid var(--accent); border-radius: var(--radius); }
.disc-icon { font-size: 1.8rem; font-weight: 700; color: #c73e3e; }

.lf-quiz, .lf-calc, .lf-tabs { background: #fff; color: var(--text); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: var(--space-8); }
.section-dark .lf-quiz, .section-dark .lf-calc, .section-dark .lf-tabs, .section-accent .lf-quiz, .section-accent .lf-calc, .section-accent .lf-tabs { background: #fff; color: var(--text); }
.lf-q { margin-bottom: var(--space-6); }
.lf-q-title { font-weight: 600; margin-bottom: var(--space-4); }
.lf-opts { display: flex; flex-wrap: wrap; gap: .5rem; }
.lf-opt { padding: .5rem 1rem; border: 1px solid var(--border); border-radius: var(--radius); background: #fff; cursor: pointer; font-family: var(--font-body); transition: var(--transition); }
.lf-opt:hover { border-color: var(--accent); background: var(--bg-alt); }
.lf-opt.is-sel { background: var(--accent); color: #fff; border-color: var(--accent); }
.lf-outcome { margin-top: var(--space-8); padding: var(--space-6); background: var(--bg-alt); border-left: 4px solid var(--accent); border-radius: var(--radius); }
.lf-outcome h3 { margin-bottom: var(--space-4); }

.lf-tablist { display: flex; flex-wrap: wrap; gap: .5rem; border-bottom: 1px solid var(--border); margin-bottom: var(--space-6); }
.lf-tab { padding: .6rem 1.1rem; border: 0; background: none; cursor: pointer; font-family: var(--font-body); color: var(--muted); border-bottom: 2px solid transparent; transition: var(--transition); }
.lf-tab.is-active { color: var(--accent); border-bottom-color: var(--accent); font-weight: 600; }
.lf-panel { display: none; }
.lf-panel.is-active { display: block; }
.lf-panel p { margin-bottom: var(--space-4); }
.lf-panel ul { margin: var(--space-6) 0; padding-left: 1.5rem; }
.lf-panel li { padding: .5rem 0; }

.timeline-v { display: grid; gap: var(--space-8); position: relative; padding-left: var(--space-8); }
.timeline-v::before { content: ""; position: absolute; left: 11px; top: 6px; bottom: 6px; width: 2px; background: var(--border); }
.tl-step { position: relative; }
.tl-dot { position: absolute; left: -32px; top: 0; width: 24px; height: 24px; border-radius: 50%; background: var(--accent); color: #fff; display: flex; align-items: center; justify-content: center; font-size: .8rem; font-weight: 700; }

.data-table { width: 100%; border-collapse: collapse; margin-top: var(--space-6); }
.data-table th, .data-table td { padding: .75rem 1rem; text-align: left; border-bottom: 1px solid var(--border); }
.data-table thead th { background: var(--bg-alt); font-family: var(--font-display); font-weight: 600; }

.price-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: var(--space-8); margin-top: var(--space-8); }
.price-card { position: relative; background: #fff; border: 2px solid var(--border); border-radius: var(--radius-lg); padding: var(--space-8); transition: var(--transition); }
.price-card:hover { border-color: var(--accent); box-shadow: var(--shadow-md); transform: translateY(-4px); }
.price-card--featured { border-color: var(--accent); }
.price-badge { position: absolute; top: -12px; right: 20px; background: var(--accent); color: #fff; padding: .25rem .8rem; border-radius: var(--radius-pill); font-size: .8rem; font-weight: 700; }
.price { font-size: 2rem; font-weight: 700; color: var(--accent); margin: var(--space-4) 0 .25rem; }
.price-desc { color: var(--muted); font-size: .95rem; }
.price-features { list-style: none; margin: var(--space-6) 0; }
.price-features li { padding: .5rem 0; border-bottom: 1px solid var(--border); color: var(--muted); font-size: .95rem; }

.testimonial-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: var(--space-8); margin-top: var(--space-8); }
.testimonial { background: rgba(255,255,255,.08); border-left: 4px solid var(--accent); padding: var(--space-8); border-radius: var(--radius); font-style: italic; }
.testimonial cite { display: block; margin-top: var(--space-4); font-style: normal; color: rgba(255,255,255,.7); font-weight: 600; }
.testimonial-disclaimer { text-align: center; opacity: .7; font-size: .9rem; margin-bottom: var(--space-8); }

.faq { display: grid; gap: var(--space-4); margin-top: var(--space-8); }
.faq-item { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; }
.faq-question { width: 100%; padding: var(--space-6); text-align: left; background: #fff; border: 0; cursor: pointer; font-family: var(--font-display); font-weight: 600; display: flex; justify-content: space-between; align-items: center; transition: var(--transition); }
.faq-question:hover { background: var(--bg-alt); }
.faq-question i { transition: var(--transition); }
.faq-item[open] .faq-question i { transform: rotate(180deg); }
.faq-answer { display: grid; max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.faq-item[open] .faq-answer { max-height: 500px; }
.faq-answer-inner { padding: 0 var(--space-6) var(--space-6); }

.media { position: relative; overflow: hidden; border-radius: var(--radius); background: linear-gradient(135deg, var(--accent), var(--bg-alt)); }
.media img { width: 100%; height: 100%; object-fit: cover; display: block; }
.media-21x9 { aspect-ratio: 21/9; }
.media-16x9 { aspect-ratio: 16/9; }
.media-4x3 { aspect-ratio: 4/3; }

.cta-band { text-align: center; }
.cta-band h2 { color: #fff; margin-bottom: var(--space-6); }
.cta-band p { color: rgba(255,255,255,.9); margin-bottom: var(--space-8); }

.contact-layout { display: grid; grid-template-columns: 1.4fr 1fr; gap: var(--space-12); }
.contact-form { background: #fff; padding: var(--space-8); border-radius: var(--radius-lg); border: 1px solid var(--border); }
.contact-form h2 { margin-bottom: var(--space-8); }
.form-group { margin-bottom: var(--space-6); }
.form-group label { display: block; margin-bottom: .4rem; font-weight: 600; }
.form-group input, .form-group textarea { width: 100%; padding: .75rem 1rem; border: 1px solid var(--border); border-radius: var(--radius-sm); font-family: var(--font-body); }
.form-group textarea { resize: vertical; min-height: 120px; }
.form-error { display: block; color: #c73e3e; font-size: .85rem; min-height: 1rem; margin-top: .25rem; }
.form-checkbox { display: flex; align-items: flex-start; gap: .5rem; }
.form-checkbox input { margin-top: .4rem; flex-shrink: 0; }
.form-checkbox label { margin-bottom: 0; }

.contact-info-panel { background: var(--bg-alt); padding: var(--space-8); border-radius: var(--radius-lg); border: 1px solid var(--border); }
.contact-info-item { display: flex; gap: var(--space-6); padding: var(--space-6) 0; border-bottom: 1px solid var(--border); }
.contact-info-item:last-child { border-bottom: 0; }
.contact-info-item i { font-size: 1.25rem; color: var(--accent); flex-shrink: 0; margin-top: .2rem; }
.contact-info-item a { color: var(--accent); font-weight: 600; }
.contact-info-item a:hover { text-decoration: underline; }

.map-container { border-radius: var(--radius); overflow: hidden; border: 1px solid var(--border); }
.map-container iframe { display: block; width: 100%; height: 450px; border: 0; }

.site-footer { background: var(--text); color: #fff; padding: var(--space-20) 0 var(--space-8); margin-top: var(--space-20); }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr 1fr 1fr; gap: var(--space-12); margin-bottom: var(--space-12); }
.footer-brand h3 { margin-bottom: var(--space-4); }
.footer-brand p { opacity: .7; margin-bottom: var(--space-6); }
.footer-address { font-style: normal; font-size: .9rem; opacity: .8; }
.footer-address a { color: #fff; }
.footer-address a:hover { text-decoration: underline; }
.footer-col h4 { margin-bottom: var(--space-4); }
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: .4rem; }
.footer-col a { opacity: .7; transition: var(--transition); }
.footer-col a:hover { opacity: 1; }
.footer-disclaimer { border-top: 1px solid rgba(255,255,255,.1); padding: var(--space-8) 0; margin-bottom: var(--space-8); font-size: .85rem; opacity: .8; max-width: 900px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); padding-top: var(--space-6); display: flex; gap: var(--space-12); flex-wrap: wrap; font-size: .85rem; opacity: .7; }

.cookie-banner { position: fixed; left: 1rem; right: 1rem; bottom: 1rem; z-index: 90; background: #fff; border: 1px solid var(--border); border-radius: var(--radius); box-shadow: var(--shadow-lg); padding: var(--space-6); transform: translateY(140%); transition: var(--transition); }
.cookie-banner.is-visible { transform: none; }
.cookie-modal { position: fixed; inset: 0; z-index: 100; display: none; align-items: center; justify-content: center; background: rgba(0,0,0,.5); }
.cookie-modal.is-visible { display: flex; }
.cookie-modal-panel { background: #fff; border-radius: var(--radius-lg); padding: var(--space-12); max-width: 500px; max-height: 80vh; overflow-y: auto; }
.cookie-modal-panel h2 { margin-bottom: var(--space-6); }
.cookie-toggle { display: flex; justify-content: space-between; align-items: flex-start; padding: var(--space-6) 0; border-bottom: 1px solid var(--border); }
.cookie-toggle > div { flex: 1; }
.cookie-toggle h4 { margin-bottom: .3rem; }
.cookie-toggle p { font-size: .85rem; color: var(--muted); }
.switch { position: relative; display: inline-block; width: 44px; height: 24px; }
.switch input { opacity: 0; width: 0; height: 0; }
.slider { position: absolute; inset: 0; background: #ccc; border-radius: 999px; transition: var(--transition); }
.slider::before { content: ""; position: absolute; height: 18px; width: 18px; left: 3px; top: 3px; background: #fff; border-radius: 50%; transition: var(--transition); }
.switch input:checked+.slider { background: var(--accent); }
.switch input:checked+.slider::before { transform: translateX(20px); }
.switch input:disabled+.slider { opacity: .5; cursor: not-allowed; }
.cookie-modal-actions { display: flex; gap: var(--space-4); margin-top: var(--space-8); }

@media (max-width: 768px) {
  .nav-toggle { display: flex; }
  .main-nav { position: fixed; inset: var(--header-height) 0 auto 0; flex-direction: column; background: #fff; padding: var(--space-6); box-shadow: var(--shadow-md); transform: translateY(-150%); transition: var(--transition); }
  .main-nav.is-open { transform: none; }
  .split-layout { grid-template-columns: 1fr; }
  .split-reverse { direction: ltr; }
  .contact-layout { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero-content { text-align: left; transform: none; position: static; max-width: none; }
}

/* brand-guard-css-v3 — авто-страховка cookie-баннера и контраста (приложение) */
.cookie-banner{position:fixed !important;left:1rem;right:1rem;bottom:1rem;z-index:9000 !important;max-width:760px;margin-left:auto;margin-right:auto;background:#fff;color:#1a1a1a;border:1px solid rgba(0,0,0,.12);border-radius:12px;box-shadow:0 10px 40px rgba(0,0,0,.18);padding:1rem 1.25rem;transform:translateY(220%);transition:transform .32s ease}
.cookie-banner.is-visible,.cookie-banner--visible,.cookie-banner.show,.cookie-banner.active{transform:none !important}
.cookie-banner a{color:inherit;text-decoration:underline}
.cookie-banner button{cursor:pointer}
.cookie-modal{position:fixed !important;inset:0;z-index:9001 !important;display:none;align-items:center;justify-content:center;background:rgba(0,0,0,.5);padding:1rem}
.cookie-modal.is-visible,.cookie-modal--visible,.cookie-modal.show,.cookie-modal.active{display:flex !important}
.cookie-modal-panel,.cookie-modal>div{background:#fff;color:#1a1a1a;max-width:480px;width:100%;border-radius:12px;padding:1.25rem;max-height:85vh;overflow:auto}
.section-dark .lf-quiz,.section-dark .lf-calc,.section-dark .lf-tabs,.section-dark .lf-carousel,.section-accent .lf-quiz,.section-accent .lf-calc,.section-accent .lf-tabs,.section-accent .lf-carousel{background:#fff !important;color:#1a1a1a !important}
.lf-quiz,.lf-calc{color:#1a1a1a !important}
.lf-quiz label,.lf-calc label,.lf-quiz p,.lf-calc p,.lf-quiz .lf-q-title,.lf-quiz span,.lf-calc span,.lf-out,.lf-result,.lf-tabs .lf-panel,.lf-tabs .lf-panel *{color:#1a1a1a !important}
.lf-out,.lf-result{background:#f3f4f2 !important;border-color:rgba(0,0,0,.12) !important}
.lf-quiz .lf-opt{color:#1a1a1a !important}
.lf-quiz .lf-opt.is-sel{color:#fff !important}